Stamp duty calculator
Estimate stamp (transfer) duty in any Australian state or territory, including first home buyer and owner-occupier concessions.
- Applied
- General rates
- Transfer duty
- $48,187
- Duty at general rates
- $48,187
- Effective rate
- 4.02%
- Rates used
- 2026/27
This calculator is for illustrative purposes only and is based on the information you enter and simplified assumptions. It is not advice, a quote or a credit assessment and is not a guarantee of loan approval. Actual results depend on the lender's assessment.
Source: Revenue NSW, State Revenue Office Victoria, Queensland Revenue Office, Government of Western Australia, RevenueSA, State Revenue Office Tasmania, ACT Revenue Office, Territory Revenue Office. Last reviewed October 2026.
Stamp duty questions
Which rates does this calculator use?
NSW, VIC, QLD, WA, SA, TAS and NT use the rates in effect for 2026/27. ACT uses the latest published 2025/26 rates. Thresholds change regularly so confirm with the relevant state revenue office before you buy.
Are first home buyer concessions included?
Yes, the main exemptions and concessions for each state are included in simplified form. Eligibility conditions such as residence requirements, income tests and location thresholds apply. In WA, the Perth and Peel thresholds are used.
Does it include the foreign purchaser surcharge?
Yes. Choose Foreign purchaser to add the surcharge. It is 9% in NSW, 8% in VIC, QLD and TAS, 7% in SA and WA, and none in the ACT and NT.
When is stamp duty payable?
It depends on the state. In NSW it is generally due within three months of the contract date, or at settlement if earlier.
Tell us what you need.
No documents needed to start. Call (02) 7822 0255 or 0481 877 727, or answer a few quick questions.