Insights
Plain-English guides to borrowing for property, business and home.
- Home loans
How much can I borrow?
How lenders work out your borrowing power, what reduces it and what you can do to borrow more.
5 min read · Read → - Commercial and business
Commercial vs residential loans and what changes
How commercial property loans work, typical deposits and terms, and what lenders look for.
6 min read · Read → - Commercial and business
Should you refinance ATO debt now the interest isn’t deductible?
Your options for dealing with ATO debt, why the interest charge matters and what lenders need to see.
5 min read · Read → - Property investment
Rentvesting vs buying a home
What rentvesting is, how it compares with buying a home to live in and what to weigh up.
6 min read · Read → - Specialist lending
Can you get a loan without recent tax returns?
How low doc loans work, what lenders accept instead of tax returns and who they suit.
5 min read · Read → - Specialist lending
Can my SMSF buy my business premises?
How self-managed super funds can borrow to buy property, and the rules that apply.
6 min read · Read → - Home loans
First home buyer schemes in 2026
An overview of the government schemes, grants and stamp duty concessions available to first home buyers.
6 min read · Read → - Home loans
How LVR and LMI work
What loan-to-value ratio means, when lenders mortgage insurance applies and how to avoid it.
4 min read · Read → - Commercial and business
Equipment finance and tax
The main types of equipment finance, how balloon payments work and tax points to discuss with your accountant.
5 min read · Read → - Home loans
How progress payments work on a construction loan
How construction loans work, from approval and progress payments to completion.
5 min read · Read → - Commercial and business
How to finance a property bought on a put and call option
How put and call options work in NSW, what lenders need before you exercise, how duty applies to the option fee and how to time your finance.
5 min read · Read →
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