Self-Employed
Sole traders, contractors and company directors often earn well but fall outside a bank’s standard assessment. We match your income structure with the right lender.
HOW WE HELP
Lending built around how you earn
Income assessed properly
Add-backs, trust distributions and company profits presented clearly.
Recently self-employed
Options for borrowers with a shorter trading history.
Alternative documentation
Lenders that accept BAS, bank statements or an accountant’s letter.
Home and business together
Structure personal and business debt side by side.
FAQ
Self-employed questions
How long do I need to be self-employed?
Many lenders want two years of tax returns but some accept one year or alternative documentation.
What is a low-doc loan?
A loan assessed using alternative income evidence, such as BAS or bank statements, instead of full tax returns.
Tell us what you need.
No documents needed to start. Call (02) 7822 0255 or 0481 877 727, or answer a few quick questions.